Loan Products

New Vehicle Loans

  • Buyer’s Ed - We’ll help you discover the value of a used car, or the fair price of a new car
  • No charge for your credit report
  • Terms of 24 months, 36 months, 48 months and 60 months
  • 100% financing available
  • Can be repaid by check, payroll deduction, or transfer from a BVSCU deposit account
  • The Annual Percentage Rate (APR) you receive for the indicated loan type will be within the range disclosed and is based on various credit-worthiness criteria.
  • GAP Protection available
  • Low cost Credit Life and Short Term Disability Insurance available
  • Extended service contracts available
  • Check current rates here
  • Apply online here

Used Vehicle Loans

  • Terms of 18 months to 54 months, depending on model year of vehicle
  • 100% financing available
  • Can be repaid by check, payroll deduction, or transfer from a BVSCU deposit account
  • The Annual Percentage Rate (APR) you receive for the indicated loan type will be within the range disclosed and is based on various credit-worthiness criteria.
  • GAP Protection available
  • Low cost Credit Life and Short Term Disability Insurance available
  • Extended service contracts available
  • Check current rates here
  • Apply online here
  • Visit NADAGuides.com

Signature

  • A loan collateralized by our member’s good name
  • Designed to satisfy most general financial needs which lack tangible collateral
  • Can be repaid by check, payroll deduction, or transfer from a BVSCU deposit account
  • The Annual Percentage Rate (APR) you receive for the indicated loan type will be within the range disclosed and is based on various credit-worthiness criteria.
  • Low cost Credit Life and Short Term Disability Insurance available
  • Check current rates here
  • Apply online here

Line of Credit

  • A loan collateralized by our member’s good name
  • Affords the member convenience
  • Can be used for Overdraft Protection
  • Can be repaid by check, payroll deduction, or transfer from a BVSCU deposit account
  • The Annual Percentage Rate (APR) you receive for the indicated loan type will be within the range disclosed and is based on various credit-worthiness criteria
  • Low cost Credit Life and Short Term Disability Insurance available
  • Check current rates here
  • Apply online here

Credit Cards

  • Three cards available – Visa, MasterCard, Platinum MasterCard
  • No annual fee
  • 25 day grace period
  • Accesses all network ATMs
  • Cash advances available
  • Autopay available from BVSCU savings or checking accounts
  • Payments accepted at each office
  • Payments accepted through On Line Access transfer
  • Payments accepted by calling Town North Bank at 1-800- 442-4757. If you pay electronically, there is no service charge. If you talk to an operator, there is a $5.00 service charge.
  • Report lost cards to Town North Bank at 1-800-442-4757 24 hours day, 7 days a week
  • The Annual Percentage Rate (APR) you receive for the indicated credit card will be within the range disclosed and is based on various credit- worthiness criteria.
  • Low cost Credit Life and Short Term Disability Insurance available
  • Disclosure Information here
  • Check current rates here
  • Apply online here

Real Estate and Home Improvement

  • Interim Construction
  • Permanent first mortgage (fixed rate, maximum of 30 years)
  • Land
  • Home Improvement
  • Home Equity
  • For more information, contact Christopher or Tamara at 281-391-2149
  • Check current rates here