Debt Protection

What is debt protection?

It protects your loan balance or loan payments against death, disability or involuntary unemployment and could help protect your finances. This protection could cancel your loan balance or loan payments up to the contract maximums so your family can worry a little bit less about tomorrow. It’s voluntary and won’t affect your loan approval.

Debt Protection with Life Plus

Debt Protection

Your safety net for unexpected life events. It may cancel or reduce your loan balance or payments (up to contract maximums). Add on one of the following to your debt protection package to increase your peace of mind:

Life Plus (Death)
Disability
Involuntary unemployment

Contact a loan officer at 281-391-2149 to get started.

Life Plus

For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances such as:

Accidental dismemberment
Terminal illness
Hospitalization or family medical leave
Death of a non-protected dependent

Protection when it matters … We are here to help!

In your time of need, our claims process is simple. If you elected payment protection on your loan, use this online claim process to file your claim.

• Life
• Terminal Illness
• Accidental Dismemberment
• Hospitalization
• Family Medical Leave
• Loss of life of a dependent
• Disability
• Involuntary Unemployment

To begin, please fill out a claim form..

If you prefer, call 800.621.6323 to begin the process and a TruStage™ claims specialist will assist you.

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OECC-POL; CI-MP-OE-POL; B3a-800-0992.

Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time.