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  • Eligible individuals must be under the age of 72 1/2 
  • Savings and Certificate of Deposits (CDs) are available.
  • Married couples filing jointly can contribute the maximum amount to separate IRAs, even if one spouse has little or no earned income. For details, visit the IRS website here.
  • Required distribution at age 72 1/2
  • Penalty for premature withdrawal may before age 59 1/2
  • Deposits are federally insured to at least $250,000 by the National Credit Union Administration
  • Review BVSCU’s Funds Availability
  • Review the Membership and Account Agreement

To download our Truth In Savings Disclosures and Rate and Fees Schedule, please click here.