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Please call 281.644.3702 or email us at RealEstateDept@bvscu.org
A purchase loan can be used to purchase a new home, whether you are buying a first home or looking to upgrade. This loan must be used for purchasing an already constructed, under construction, or soon to be under construction home. Refinance options for current mortgages are offered as well.
A home equity loan uses your property or home as collateral for the loan. The loan amount is determined by the value of your home or property. The loan amount is given up front. This type of loan can be used for repairs, renovation, or to consolidate debt.
Home improvement loans can be used to make repairs or renovate your home, however you like. Approval for the loan is determined by the individual’s credit.
This loan can be used to purchase a vacation or even a second home. The rate for the loan is determined by the individual’s credit.
A purchase plus improvement loan can be used to purchase a home, as well as make improvements on the home. This loan must be used for purchase on an already constructed home. Rates for this loan depend on the individual’s credit, and other underwriting factors.
The home equity line of credit loan uses your home as collateral to secure the loan, as a line of credit. This loan has a fixed rate and can be used for larger expenses or to consolidate debt. This loan offers the flexibility to use the funds over a period of time.
BVSCU makes loans without regard to race, color, religion, national origin, sex, handicap or familial status. Below are the names of our Real Estate Team and their NMLS License Holder Numbers. To contact any of them, just click on their name.
Jannette Dominguez, Real Estate Supervisor - NMLS#2241837
Naomi Serrata, Real Estate Loan Officer – NMLS#2039949
Cheryl Williams, Real Estate Loan Officer – NMLS#784512
Debra Motley, Real Estate Loan Processor - NMLS#272882
Julia Charles, Real Estate Loan Servicer – NMLS#2584175